Letter from the President


Be my first bearers of a cordial and affectionate greeting to all the people who in one way or another have a relationship with the cooperative system of Mexico and especially with the Savings and Credit.


We are starting a new year, probably with various projects, challenges and personal and professional activities; I hope that by the end of 2020, everyone will be able to crystallize their desires and with satisfaction you can say “MISSION FULFILLED”.


Cooperativism worldwide is a successful and sustainable model that has allowed various countries including Mexico to improve their human development index; particularly in our country, the Savings and Loan cooperativism for more than 68 years has become the pillar of its social economy, being an inclusive economic sector, promoting the habit of saving among the less favored.


At the end of 2019, the Mexican financial cooperative sector integrates more than 10 million people who are served by the more than 20,000 employees and 3,000 directors who form the human capital of the Savings and Loan Cooperatives, through more of 2,000 branches that we have located throughout the Mexican Republic, being the only sector that has reach in areas where traditional financial institutions do not arrive; This is the result of the effort that we make every day with the aim of improving the quality of life of people who have placed their trust in us, as well as the development of each of the communities where we have a presence; which is generated on the one hand through the thousands of solutions that we generate every day through the granting of credits for various purposes and on the other hand with the surpluses that the Savings and Loan Cooperatives generate each social year, of which an important part is It is intended to provide cooperative and financial education, and another to carry out social security and social work activities such as: scholarships, business training, courses and workshops, support for sports and culture, improvements in community works, among others.


The cooperative sector has its bases in the universal principles and values that differentiate from other sectors, being a sector that creates and promotes cooperative integration and cooperation among cooperatives, proof of the above is that our Confederation is made up of 10 Federations, which they represent 122 Savings and Loan Cooperatives; all operating in strict adherence to the legality of the activities we carry out; acting accordingly with the responsibility of the trust that people have placed in us to manage their financial resources. In turn, we are prepared and innovating to continue promoting the social and financial inclusion of Mexicans. The vision of the Confederation is to continue promoting a sustainable and sustainable financial cooperative sector that promotes the creation of member companies and generates sources of employment, thus promoting the development and economic growth of Mexico in a local, regional and national way.


I invite all the cooperatives of Mexico to continue promoting this valuable legacy that we have at our disposal from the region or place where we are, it will depend on the work, commitment and actions carried out to preserve it and leave the new generations a consolidated movement in all the senses, let us enforce the sense of cooperation; Let us be true cooperatives and promote integration with added value at all levels and areas where we can do it.





LAE. José Manuel Cruz Contreras

Chairman of the Board of Directors


Savings and loan cooperatives, we boost the economy of Mexico.


"To cooperate is to work together"


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